Hire Purchase (HP) FINANCE OFFERS at Sytner Cardiff.

A straightforward approach to car finance if you want to pay for your BMW month by month until you end up owning it without any mileage restrictions. At the end of the Hire Purchase term of agreement, you can either keep the vehicle or part exchange it for a new BMW. Here at Sytner Cardiff, we can offer very attractive Hire Purchase deals and offers across the BMW range.

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HIRE PURCHASE REPRESENTATIVE EXAMPLE

BMW 120 M Sport

Term of agreement48 months
47 monthly payments£681.10
On the road cash price*£35,275.00
Customer deposit£4,901.40
Our deposit contribution£676.80
Total deposit£5,578.20
Total amount of credit£29,696.80
Option to purchase fee£1.00
Total amount payable£37,595.20
Rate of interest4.9% fixed
A.P.R.4.9%

Sytner Limited, trading as Sytner Cardiff BMW is a credit broker not a lender.

Terms and Conditions

Representative example is for a BMW Hire Purchase agreement for a BMW 120 M Sport. Applies for new vehicles ordered between 6 January 2026 and 31 March 2026 and registered by 30 September 2026 (subject to availability) Retail customers only. *On the road cash price is based on manufacturer's recommended retail price and includes 3-year BMW Retailer Warranty, BMW Emergency Service, 12-month road fund licence, vehicle first registration fee, delivery, number plates and VAT. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time. 'BMW Hire Purchase' is a form of hire purchase agreement provided by BMW Financial Services (GB) Limited, Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. We receive a fixed commission for introducing you to BMW Financial Services calculated by reference to the vehicle. We do not have any discretion to vary the interest rate or APR you pay under your finance agreement. Any payments made to us will not affect the amounts you pay under your finance agreement. An introduction from us does not amount to independent financial advice.

64 offers available